25 Jemaah Calon Haji Indonesia Wafat di Tanah Suci | nananana

KODE DFP HEAD 25 Jemaah Calon Haji Indonesia Wafat di Tanah Suci | nananana

Business Insurance Do You Need Business insurance is one of those gray areas. Do you need it or don’t you, and, if so, what kind? For certain businesses – for example, amusement parks and health care related industries – it’s an absolute necessity from the get-go, but what if you run a freelance business or engage in low-risk work? Is business insurance a requirement? While it may not seem so from the outset, as your business grows and takes on additional risk, business insurance quickly becomes a must. The problem is that many smaller businesses ignore the issue of insurance until it’s too late. One reason for this is that many small businesses often assume that by forming a Limited Liability Company (LLC), they’ll be afforded protection in the event of a lawsuit. However, while this structure can protect you from personal liability for business decisions or actions of the LLC – the liability protection is limited. For example, if you inadvertently break intellectual property laws or are sued by an employee, you could face a lawsuit and potential losses that being an LLC cannot protect you against. Of course, LLCs aren’t the only business structure that can benefit from business insurance. Sole proprietors, partnerships, S-Corps and Corporations all need insurance. But what kind of insurance do you need? Here are four forms of coverage that you should consider (over and above healthcare insurance and any employer insurance obligations): General Liability Insurance – This is the silver bullet for protecting you, your business and your employees from any damages incurred as the result of bodily injury, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure. General liability insurance is often sold as a catch-all and includes numerous add-ons that you can tailor to your business and its degree of risk. For example, if non-paying clients are a concern, you can add accounts receivable protection to your policy. Inland marine coverage is another option that can protect against loss or damage to business property when it’s not on your premises. It’s also worth noting that oftentimes a client will request evidence of your certificate of general liability before doing business with you – another good reason to secure a policy before it holds up any potential new work. Property Insurance – Whether you own commercial real estate or run a home-based business, protect your assets and the equipment, fixtures and furniture inside it. Property insurance is often rolled into general liability insurance, check with your broker to be sure. Home business owners should also be aware that home insurance doesn’t always cover home-based business losses. You may need to add additional riders to your home insurance policy or get other insurance to cover additional risk. Professional Liability Insurance – Also known as errors and omissions insurance, this insurance protects against errors, malpractice and negligence in the provision of services to your customers. This is often recommended to businesses who provide services such as tax or financial advice, as well as physicians (who are often required by state law to carry this insurance). Product Insurance – This protects businesses that manufacture, distribute and retail products against any financial loss incurred as a result of a defect product that causes harm or injury. Product insurance can also be tagged on to a general business liability insurance policy. The Bottom Line Insurance can be a confusing business. A good insurance broker can help demystify this process and put together a package based on your unique needs. Once in place, don’t forget to keep your policies current and under review (for example, if you take on employees or new assets). Check out SBA’s Business Insurance Guide for more information and some useful tips on buying insurance.

Home » Uncategories » 25 Jemaah Calon Haji Indonesia Wafat di Tanah Suci

25 Jemaah Calon Haji Indonesia Wafat di Tanah Suci

Panitia Penyelenggara Ibadah Haji (PPIH) Arab Saudi mencatat, sebanyak 25 jemaah calon haji Indonesia meninggal dunia hingga Jumat 3 Agustus 2018 dini hari.

Dari jumlah itu, sebanyak 20 jemaah calon haji wafat di Bandara Amir Muhammad bin Abdul Aziz dan Madinah dan lima lainnya meninggal di Makkah.

"Penyebab wafat terbanyak adalah Cardiovascular disease, sebanyak 14 orang. Lokasi wafat terbanyak di pondokan atau hotel sebanyak delapan orang," ujar Kepala Bidang Kesehatan Arab Saudi, Melzan Dharmayuli.

Selain itu, kata dia, sebanyak 36.502 jemaah calon haji menjalani perawatan. Melzan mengatakan, dalam catatan Tim Kesehatan Haji, sebanyak 36.304 jemaah rawat jalan di kloter oleh Tenaga Kesehatan Haji Indonesia (TKHI).

"Sisanya, sebanyak 198 jemaah dirawat jalan di bandara oleh tim mobile," kata Melzan.

Layanan kesehatan untuk jemaah haji juga disediakan di Klinik Kesehatan Haji Indonesia (KKHI) Madinah maupun Makkah.

KKHI Madinah telah menerima 181 rujukan dan sedang merawat inap 26 jemaah. Sementara KKHI Makkah telah menerima 67 rujukan. Sebanyak 43 jemaah calon haji di antaranya masih dirawat di KKHI.

Share on Facebook

Share on Twitter

Share on Google+

Share on LinkedIn